Debt Payoff Tracker App – Snowball & Avalanche Planner

Name: Debt Payoff Tracker App
Brand: Sorted Templates
SKU: ST-0096
Price: 5.00 USD
Availability: InStock

Overview

List your cards and loans once, with their balances, interest rates and minimum payments, and Summit works out the month you'll be debt-free. Compare the snowball and avalanche methods side by side, add a little extra each month or a one-time payment like a tax refund, and watch the date move.

The month-by-month plan shows exactly what to pay on each debt, rolling each paid-off payment into the next one. Log payments as you make them, and color in a box for every 1% paid off. It runs in your web browser on your computer, with no account and no bank login.

Your debt-free date
The month and year you'll be done, updated as you pay.
Compare the methods
Snowball, avalanche or your own order, with the interest each one costs.
Know what to pay
A month-by-month plan for every debt until the last one is gone.
See the progress
Payment log, milestones and color-in charts for every debt.

What's inside

Dashboard
Debt-free date, percent paid off, this month's payments and your focus debt
My debts
Balance, interest rate, minimum and due day for each card and loan, in payoff order
Payoff plan
Snowball, avalanche or your own order, extra each month and one-time extra payments
Month by month
What to pay on each debt every month, plus a chart against minimums only
Payments
A log of every payment with monthly totals
Progress charts
One box per 1% paid off and milestones, printable filled in or blank
Settings
Currency, light or dark mode, backup and restore

How it works

1
Buy on Etsy, then download the ZIP and the START-HERE guide from your Etsy Purchases page.
2
Unzip the file and double-click Summit to open it in your web browser.
3
Add your debts from your statements and pick a plan to see your debt-free date.

Good to know

Digital download: nothing is shipped
Personal use license: please don't share or resell the files
Everything is saved in the browser on that computer: download a backup now and then
Not financial advice: the plan is an estimate from the numbers you enter, and real interest depends on your lender

Questions

What's the difference between debt snowball and debt avalanche?

Snowball pays the smallest balance first for quick wins. Avalanche pays the highest interest rate first and usually costs less interest. Summit shows both side by side.

Do I need to connect my bank?

No. You type in your balances, rates and payments, and nothing leaves your computer.

Does it work on a phone or tablet?

It's made for a Mac or Windows computer. Phones and tablets usually can't open a downloaded HTML file, so keep it on your laptop or desktop.

How it's made: designed by Sorted Templates. We use AI tools to help draft text and lay out pages, and every page is reviewed and edited by us before it's listed. Lifestyle and mockup images may be AI-generated or AI-edited; the page previews show the actual files.