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Overview

Budgeting spreadsheets ask a lot of a busy brain. Calm Money boils it down to one number: what you can spend between now and your next payday, after the bills that are coming and the money you're setting aside.

Add your paychecks and bills once, type your account balance when you check your bank, and the app does the rest. A paycheck plan, a bill calendar, two-tap spending, savings goals, a debt payoff plan and a short weekly check-in sit behind it. It runs in your web browser with no bank login, no account and no subscription.

  • One number to watch

    Safe to spend until payday, plus roughly how much a day.

  • Bills matched to paychecks

    See which paycheck covers each bill and what carries over.

  • No bank login

    You type in your numbers, and they stay on your computer.

  • Kind to ADHD brains

    Gentle wording, small celebrations and a weekly check-in streak.

What's inside

How it works

  1. 1

    Buy on Etsy, then download the ZIP and the START-HERE guide from your Etsy Purchases page.

  2. 2

    Unzip the file and double-click Calm Money to open it in your web browser.

  3. 3

    Add your paychecks and bills, type your account balance, and your safe-to-spend number appears.

Good to know

  • Digital download: nothing is shipped
  • Personal use license: please don't share or resell the files
  • Your data is saved in the browser on that computer: download a backup now and then
  • A planning tool, not financial advice

Questions

What is an ADHD budget planner?

A budget planner designed to need less effort and fewer decisions. Calm Money shows one main number, safe to spend until payday, and keeps the details a click away.

Does it connect to my bank?

No. You type in your balance, bills and spending, and everything stays saved in your browser on your computer.

Will it work on my phone?

It's made for computers. Phones and tablets usually can't open an app file like this one.

Can I move my budget to another computer?

Yes. Download a backup in Settings, then use Restore from a backup on the other computer.

Is there a subscription?

No. It's a one-time digital download.

How it's made: designed by Sorted Templates. We use AI tools to help draft text and lay out pages, and every page is reviewed and edited by us before it's listed. Lifestyle and mockup images may be AI-generated or AI-edited; the page previews show the actual files.

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